Financing Options for Your Dream Property

Per our contract, you must identify and apply to a bank for financing within 3 business days. You can use any lender of your choice, as long as they can approve a land purchase of this type. Please be sure to communicate the bank you have selected to your sales person.

Generally, you will need to provide documentation required by the bank to process the loan within 5 business days.

The bank will typically request the following documents:

· Most recent Full Month’s Pay Stubs

· Most recent Two Month’s Bank Statements for Each of your Accounts

· Most recent Two Year’s W2s/1099s/K1s

· Most recent Two Year’s Tax Returns – Personal and Business

· Verification of Money Available for Down Payment

The lending options listed below are for secondary home borrowers and serve as an idea of what may be available. Interest rates and down payments may vary based on the current market, your credit score, and financial information. There are a variety of loan programs available, including home equity loans and options for primary residence borrowers. Additionally, owner financing may be considered. Please call for more details. **INTEREST RATES, LOAN PROGRAMS, TERMS MAY VARY AND/OR CHANGE WITHOUT NOTICE**

At Arch Ray Resort, we simplify ownership with flexible owner financing options that cater to your needs. With as little as 30% down, qualified buyers can take advantage of our lending options by financing their lot directly through the developer—no traditional bank approval required. Our loan programs offer competitive terms, including a 10-year amortization with a 3-year balloon and interest rates starting at just 9%. Whether you're purchasing an RV site, casita lot, or riverfront cabin site, we’re here to assist you in securing your spot in Texas Wine Country with financing that makes it easy to invest now and enjoy for years to come.

First Service Credit Union

Arieal Andrado

PH: (713) 676-5237

AAndrado@FSCU.com

We offer various lending options, with our new base rate at 7.445% for a 20-year term and a 20% down payment, applicable for those with a credit score of 680 or higher. Explore our loan programs that include owner financing to find the best fit for your needs.

Link to apply Click HERE

TRB Mortgage

Quinton Clayton

PH: (512) 214-7599

QClayton@TRB.bank

*Min. 20% Down for 3 Year or 5 Year Fixed Interest Rate

*Interest Rates starting at 7.5% 

**Explore various lending options, including owner financing, and take advantage of our loan programs that can roll into a construction loan in the future.