Financing Options Available

Per our contract, you must identify and apply to a bank for financing within 3 business days. You can  use any lender of your choice as long as they can approve a land purchase of this type. Please be sure to communicate the bank you have selected to your sales person.

Generally, you will need to provide documentation required by the bank to process the loan within 5 business days. 

The bank will typically request the following documents:

· Most recent Full Month’s Pay Stubs

· Most recent Two Month’s Bank Statements for Each of your Accounts

· Most recent Two Year’s W2s/1099s/K1s

· Most recent Two Year’s Tax Returns – Personal and Business

· Verification of Money Available for Down Payment

The programs listed below are for secondary home borrowers and are simply and idea of what may be available. Interest rates and down payments may vary based on the current market, your credit score and financial information. There are a variety of programs available including home equity loans and loans for primary residence borrowers. Please call for more details. **INTEREST RATES, LOAN PROGRAMS, TERMS MAY VARY AND/OR CHANGE WITHOUT NOTICE**

 At Arch Ray Resort, we make ownership simple and accessible with flexible owner financing options designed to fit your needs. With as little as 30% down, qualified buyers can finance their lot directly through the developer—no traditional bank approval required. Our owner financing offers competitive terms, including a 10-year amortization with a 3-year balloon and interest rates starting at just 9%. Whether you're buying an RV site, casita lot, or riverfront cabin site, we’re here to help you secure your spot in Texas Wine Country with financing that makes it easy to invest now and enjoy for years to come. 

First Service Credit Union

Arieal Andrado

PH: (713) 676-5237

AAndrado@FSCU.com

*Min. 20% Down for 20 Year Fixed Interest Rate

*Average Interest Rate starting at 7.405%

 TRB Mortgage

Quinton Clayton

PH: (512) 214-7599

QClayton@TRB.bank

*Min. 20% Down for 3 Year or 5 Year Fixed Interest Rate

* Interest Rates starting at 7.5% 

**Can Roll into a Construction Loan

in the future